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Credit card processing for e-Commerce website help.

I have an e-Commerce website, it has a cart and checkout page where the user inserts the following information : name,Country,zip,Credit card number , name on Card etc. Once the user enters all the relevant information and then clicks continue, all the data is sent to a database. My question is how do i carry out the actual transaction after this? As in how am i suppose to make it such that the money goes from the customers account to the business's?

16th Jun 2018, 12:14 PM
Mogammad Shameer Losper
Mogammad Shameer Losper - avatar
4 Risposte
+ 1
Hi Mogammad! Your payment processing service should have some documentation for hooking up your website to its API. That would be the best place to start. My opinion. -- Janning.
16th Jun 2018, 6:55 PM
Janning⭐
Janning⭐ - avatar
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Hi , when you mentioned a payment processing service, are you referring to a payment gateway? and could you elaborate on what you mean by documentation? Thank you for replying
16th Jun 2018, 8:18 PM
Mogammad Shameer Losper
Mogammad Shameer Losper - avatar
0
Hi Mogammad, Good question! I think this article is pretty useful for getting the lay of the land in that area: https://home.bluesnap.com/snap-center/blog/merchant-account-vs-payment-gateway/ I like it mostly because handling that type of information is a big responsibility and it talks about PCI compliance. Regarding what documentation is: https://en.m.wikipedia.org/wiki/Technical_documentation particularly the specifications part. It's generally a good practice to reference the specifications of a software (or language) to see what the engineers intended, then Google any problems you run into that deviate from the documentation. I hope this helps! :)
17th Jun 2018, 1:12 AM
Janning⭐
Janning⭐ - avatar
0
We were selling physical products through marketplaces in New York and ran into a chargeback of $4200 for delivery, where the client claimed the item never arrived even though tracking showed it was delivered to the address. I found https://solidgate.com/dispute-representment/ to help me solve this and could gather all documentation, including signatures and photos, format the evidence package, and send it to the bank correctly. Within 72 hours, the refunds were analyzed,  and I managed to achieve a significant reduction in operational costs related to chargeback management.
17th Nov 2025, 12:26 PM
Quintus Francis Cerimon Fitzwalter
Quintus Francis Cerimon Fitzwalter - avatar